Top 10 Best Money Earning Apps Without Investment
I think it’s time as a society that we take more pride in our money because it is the most valuable thing we own, after our homes and cars. We need to make sure that our money is well-controlled by taking proper precautions and not giving out too much. If you’re looking for ways to improve your finances without being on an income, don’t look any further than investing in some of these 10 mobile apps that allow you to earn money without having to give out cash. You can either put your savings in them later or have the opportunity to get paid every month when you use their feature.
These are my favorite money making/earning apps without investment. So grab some popcorn and watch this video! (Note: These are for educational purposes only! Not financial advice.)
1) Cash App – $4.99 per day
Cash App is one of the best ways to earn money without needing to spend money on a credit card or other means of finance like cash. It is quick and easy to sign up with, allows you to send and receive money online, helps you track all of your spending, and even tracks how many items you take out from the house each week. This little app allows you to easily and efficiently save and budget. No matter what you do, there’s always a way to save money or cut back expenses. With so many free food subscriptions and coupons available at your fingertips, Cash App will help get you started. If you’re a bit lazy, you can set it up to automatically download all those free deals once it downloads a new app. The good news though, you can set it to auto-download those daily transactions if they aren’t paying for anything at all, which makes it really handy when your bank account is running low.
2) Fetch Rewards – 5%-1% APR
Fetch Rewards uses Amazon Pay, UberPay, Google Pay, PayPal, Apple Pay, Samsung Pay, Snapchat Pay, Facebook Pay and others. All of the major banks in Australia offer rewards through various channels, but Fetch Rewards has its own private marketplace. Your reward will be matched up to 25% when you buy something with this company. There are numerous different categories such as grocery and fitness and everything in between. Another great benefit to using Fetch Rewards and using it through your Amazon Pay account is that you don’t have to worry about signing up an Amazon Prime membership. You can just pay with your BNPL (Bank National Payments) and wait for the money to arrive. As easy as putting away groceries or watching television. Now that’s convenient!
However, there are plenty of things you can do without paying into a particular group of services. Like joining an Instagram or Youtube channel to boost your following. Or getting a subscription to Spotify or Pandora. Even just setting up an email marketing campaign for yourself can cost less than $3 a month in advertising costs. What’s also nice is that you can easily get signed up with multiple companies and never worry about finding a unique niche. Lastly, this great money making program is very intuitive and simple to understand, which makes it a great choice for beginners. This service will also come with a lot of extra features, like earning gift cards or vouchers for certain stores or restaurants. All in all, Fetch Rewards doesn’t take advantage of social media for too much time. Instead, you focus on making real sales and building actual connections.
3) Swagbucks – Earn money for watching videos
Swagbucks is a popular site that pays users to watch advertisements, surveys, and answer quizzes through websites and mobile applications. Most of these sites have different offers which could lead people towards becoming a member of this platform. For instance, “Play games” or “Sign In” and you can earn points when you complete those two tasks. When you become a swagbucks member then you start getting money every 2 minutes when you watch ads.
4) Takeaway.co.uk - $1
Takeaway.co.uk is another great option when planning for trips and buying new clothes. There might not be as many options as other places to shop, but it’s easier to find what you really want. It allows you to browse through popular retailers and brands. By searching specific products and products, you can figure out which ones you want. At times, these kinds of websites pay very competitive prices for the same things you’ve bought in their store elsewhere in the world. They have a large variety of goods that are usually of high quality. Therefore, you’ll usually find something that is extremely similar in price to what you were looking for. In order to earn money from this website, you need to register and link up to their accounts. Once a week, you’ll receive a small amount of profits. However, you need to keep reading their terms and conditions to keep on making profit.
5) Instacart – $2-$13
Instacart is currently the #1 on the market due to its popularity. Their CEO Brian Solis said in December 2020 that Instacart’s revenue is growing at a staggering rate of 29%. Plus, since Instacart takes orders from customers, Instacart needs to have a steady supply of supplies. Customers like Instacart because the technology allows them to work 24 hours. That includes working from home and even during weekends.
Instacart is the first to add self-serve delivery, allowing customers to order groceries themselves. Also, the customer service is speedy and personal and helpful. An added bonus for Instacart is that with every package delivered with Instacart, you get free shipping. You can contact them anytime you want and they’ll be there to pick it up for you. Instacart provides plenty of storage space for your packages too. Additionally, Instacart charges a flat fee to charge other third party vendors. Therefore, Instacart is flexible enough to cover any costs.
6) DoorDash – $5
DoorDash is also known for providing a full truckload of supplies for the entire day, which means you can enjoy fresh produce when shopping from local businesses, which adds up to the overall convenience factor for you. Customers use this app to shop for food, clothing, household essentials, dog supplies, toys, homeware, beauty products, baby products, etc. You can also go for clothes and accessories, flowers, furniture, car parts, pet supplies, food, etc. Due to their huge array of offerings, thousands of people have joined Doodh and they’re making a handsome profit.
7) LendingClub – 0% APR
You know what isn’t perfect? Having access to no-interest loans by payday loans or short term loans. One great solution is to utilize platforms like Klarna, where you can borrow money for short amounts of interest. After lending their loans to your friends or family members then you can convert these short loans into long loans. To make good money, you must have sufficient funds to repay the loan within a pre-determined period of time. This type of loan is beneficial for students especially, as they don’t have the required knowledge to analyze and determine creditworthiness. But, even those that have a decent education and high-income don't qualify for an interest-free loan. While you may face issues whenever you can take a short loan, this will be a reliable way to obtain money for whatever reason you can think of, and there are tons of options here.
8) Klarna – $28
Klarna is basically a payment platform that connects consumers with business owners. According to Forbes, “The Norwegian payments company has grown rapidly over the past three years as more people start using digital payments” and more and more companies and retailers are adding Klarna as part of their offerings. It allows anyone to accept Klarna as a primary payment method on their site, allowing their customers to have access to all kinds of services and tools for creating their own purchases. They have also created an amazing user dashboard called Klarna Checkout, which allows you to manage all of your orders in one place.
9) Ebay – 1% APY
Ebay is almost like an auction website. They provide buyers and sellers with a chance to bid on their items. Sellers sell their items through listing categories like lifestyle, home improvement, electronics, computer systems, furniture, toys, furniture and so many more. They also list their product through their category pages where users can explore in depth on specific products. On their homepage, they have a detailed description on each item so you can get an overall idea of the condition and condition. Depending on the product, you can see the estimated price range if you click on a picture and a buyer can get a better estimate depending upon the type and brand of the item. Although eBay is a free site to use for selling almost anything, there are still fees that consumers are charged every time one tries to post a listing.
10) Mercari – Free
Mercari is a global marketplace for connecting merchants with shoppers across the globe. Currently, it holds 50% of the share of the global ecommerce industry. You can find anything and everything in their directory. From fashion to hardware to books to books then the possibilities are endless. Merchants can sell their items through these listings. Moreover, they have over 5000 merchants who are actively connected to the system.
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